Author: Mickael Rois

Specializes in financial journalism, providing readers with concise, reliable analysis of markets and economic developments.

The business world was stunned when news broke that an AI company just made its $200-a-month product totally free. This bold move is set to disrupt the tech industry, empower fledgling start-ups, and redefine access to advanced AI in 2025. How An AI Company Just Made Its $200-a-Month Product Totally Free—and Why Now? Access to powerful AI tools has long been a barrier for early-stage businesses. High monthly fees, such as $200 per seat, limited who could leverage advanced technology. By making its flagship subscription completely free, this AI company removes the cost barrier. Innovation is now accessible to all.…

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The headline Netflix just posted a fully remote job that pays $700K is making waves in the tech world and the broader start-up landscape. With talent wars raging among unicorns and funded enterprises, Netflix’s latest eye-popping offer signals a new era for compensation and remote leadership in 2025. If you’re wondering what this high-stakes position entails and what it means for the future of work, read on.What’s Behind the Hype: Why Netflix Just Posted a Fully Remote Job That Pays $700K?Netflix, renowned for challenging the status quo, isn’t just breaking records with its streaming content. By announcing a fully remote…

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In a groundbreaking move for the real estate sector, West Capital Lending partners with Mortgage Connections in 2025, aiming to create a more seamless, efficient, and accessible mortgage experience for homebuyers and investors alike. This strategic alliance is poised to reshape the competitive landscape, as both firms combine their strengths and resources to offer innovative mortgage solutions and technology-driven customer service.The Impact When West Capital Lending Partners with Mortgage ConnectionsThis partnership marks a significant milestone in the mortgage and real estate industries. West Capital Lending, recognized for its robust lending solutions and transparent processes, has consistently sought ways to enhance…

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The phrase real estate agent optimism holds steady, but AI adoption slow captures a defining trend for the property market in 2025. As realtors brace for shifts in consumer expectations and technologies, their confidence in the housing sector remains firm. Yet, despite the proven power of artificial intelligence elsewhere, widespread AI usage among agents is growing at a much more measured pace.Understanding Why Real Estate Agent Optimism Holds Steady, But AI Adoption SlowIn the fast-paced world of real estate, optimism among agents is a key driver of success. Survey data released in early 2025 indicates that most agents are cautiously…

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As we move through 2025, FICO’s new program draws mixed reviews from mortgage market experts, signaling a transformative shift in how lenders evaluate homebuyer creditworthiness. With real estate professionals and borrowers alike eager to see the effects, the new approach has sparked both optimism and skepticism across the sector.Understanding FICO’s New Program and Its Mortgage Market GoalsLaunched earlier this year, FICO’s latest initiative aims to modernize credit scoring criteria by factoring in alternative data, such as rental and utility payments, and by recalibrating risk models for greater consumer inclusivity. This shift is part of FICO’s broader effort to align its…

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As economic and demographic shifts accelerate in 2025, Alabama’s housing market reveals a growing affordability divide, leaving many residents struggling to achieve homeownership or keep up with rising rents. The evolving landscape presents both challenges and opportunities for buyers, sellers, and real estate investors throughout the state.How Alabama’s Housing Market Reveals a Growing Affordability DivideThe past several years have brought significant changes to Alabama’s real estate landscape. Home price appreciation, mortgage rate fluctuations, and shifting demand have all contributed to the widening gap between those who can afford to buy or rent and those who cannot. Statistics from the Alabama…

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The announcement that NEXA Mortgage rebrands to NEXA Lending has rippled through the real estate and mortgage landscape in 2025. This change, while seemingly significant, is not a wholesale pivot toward the traditional retail space. Instead, it reflects NEXA’s evolving business strategy while doubling down on its commitment to the broker community. Here’s what the rebranding means for mortgage professionals, real estate partners, and homebuyers alike.Why NEXA Mortgage Rebrands to NEXA Lending: Understanding the ShiftThe move to rebrand from NEXA Mortgage to NEXA Lending aligns with the company’s vision for broader, service-oriented growth while retaining its broker-first identity. Industry buzz…

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The phrase “Saudi cuts spark global ripples” has become a centerpiece in financial news cycles worldwide as we move deeper into 2025. Recent decisions by Saudi Arabia to reduce oil production have triggered significant reactions across global markets, impacting not only energy prices but also investments, inflation trends, and geopolitical relations. In this article, we’ll unpack the far-reaching implications of these production cuts, guiding investors and business leaders on how to respond in a rapidly shifting economic environment.Why Saudi Cuts Spark Global Ripples in 2025Saudi Arabia, the world’s largest oil exporter, holds immense influence over international energy prices and, by…

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The landscape of U.S. banking is shifting as Europe’s neobanks eye American wallets. These digital-first challengers are determined to expand their financial offerings across the Atlantic. As European fintechs target U.S. consumers with innovative products, competition in American banking is set for transformation in 2025. Why Europe’s Neobanks Eye American Wallets The United States has long been a coveted market for digital banking. Its vast population and high smartphone use make it attractive for fintechs. Demand for seamless, app-based financial services continues to rise. In Europe, neobanks like Revolut, N26, and Monzo grew quickly by offering real-time alerts, smooth interfaces,…

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The finance world is closely following the hidden risks in private credit’s $3trn boom, but the story often focuses on returns rather than potential hazards. As private credit carves a permanent place in global investment portfolios, the risks lurking beneath the surface have multiplied, evolving with markets and regulatory shifts. For investors and policymakers in 2025, understanding these risks is crucial to safeguarding portfolios and the stability of financial systems.Unpacking the Hidden Risks in Private Credit’s $3trn Boom“Private credit” refers to non-bank lending, typically by investment funds, to companies and projects that may not qualify for traditional bank loans. Over…

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