Author: Mickael Rois
As economic and demographic shifts accelerate in 2025, Alabama’s housing market reveals a growing affordability divide, leaving many residents struggling to achieve homeownership or keep up with rising rents. The evolving landscape presents both challenges and opportunities for buyers, sellers, and real estate investors throughout the state.How Alabama’s Housing Market Reveals a Growing Affordability DivideThe past several years have brought significant changes to Alabama’s real estate landscape. Home price appreciation, mortgage rate fluctuations, and shifting demand have all contributed to the widening gap between those who can afford to buy or rent and those who cannot. Statistics from the Alabama…
The announcement that NEXA Mortgage rebrands to NEXA Lending has rippled through the real estate and mortgage landscape in 2025. This change, while seemingly significant, is not a wholesale pivot toward the traditional retail space. Instead, it reflects NEXA’s evolving business strategy while doubling down on its commitment to the broker community. Here’s what the rebranding means for mortgage professionals, real estate partners, and homebuyers alike.Why NEXA Mortgage Rebrands to NEXA Lending: Understanding the ShiftThe move to rebrand from NEXA Mortgage to NEXA Lending aligns with the company’s vision for broader, service-oriented growth while retaining its broker-first identity. Industry buzz…
The phrase “Saudi cuts spark global ripples” has become a centerpiece in financial news cycles worldwide as we move deeper into 2025. Recent decisions by Saudi Arabia to reduce oil production have triggered significant reactions across global markets, impacting not only energy prices but also investments, inflation trends, and geopolitical relations. In this article, we’ll unpack the far-reaching implications of these production cuts, guiding investors and business leaders on how to respond in a rapidly shifting economic environment.Why Saudi Cuts Spark Global Ripples in 2025Saudi Arabia, the world’s largest oil exporter, holds immense influence over international energy prices and, by…
The landscape of U.S. banking is shifting as Europe’s neobanks eye American wallets. These digital-first challengers are determined to expand their financial offerings across the Atlantic. As European fintechs target U.S. consumers with innovative products, competition in American banking is set for transformation in 2025. Why Europe’s Neobanks Eye American Wallets The United States has long been a coveted market for digital banking. Its vast population and high smartphone use make it attractive for fintechs. Demand for seamless, app-based financial services continues to rise. In Europe, neobanks like Revolut, N26, and Monzo grew quickly by offering real-time alerts, smooth interfaces,…
The finance world is closely following the hidden risks in private credit’s $3trn boom, but the story often focuses on returns rather than potential hazards. As private credit carves a permanent place in global investment portfolios, the risks lurking beneath the surface have multiplied, evolving with markets and regulatory shifts. For investors and policymakers in 2025, understanding these risks is crucial to safeguarding portfolios and the stability of financial systems.Unpacking the Hidden Risks in Private Credit’s $3trn Boom“Private credit” refers to non-bank lending, typically by investment funds, to companies and projects that may not qualify for traditional bank loans. Over…
Imagine your new life in Malta: permanent residency in just four months. In 2025, Malta remains a top European destination for investors, professionals, and families seeking new opportunities, financial security, and a Mediterranean lifestyle. In this comprehensive guide, discover the financial, legal, and personal advantages of gaining residency rapidly in Malta, and the steps you can take to make this dream a reality.Why Malta? The Appeal of Easy Permanent ResidencyMalta’s residency programs have gained global attention by offering seamless pathways to a high quality of life, EU mobility, and fiscal advantages. The country boasts a robust economy, a stable political…
In the rapidly evolving financial landscape of 2025, More digital, more human: How Banco Popular Dominicano is transforming banking has become a guiding principle leading the bank’s strategy. By fusing cutting-edge digital technologies with a renewed commitment to personalized service, Banco Popular Dominicano (BPD) is redefining customer expectations—and setting a standard for banking innovation throughout the Caribbean.Embracing the “More Digital, More Human” PhilosophyAt the heart of BPD’s transformation is the belief that digital advancements should make banking more accessible without sacrificing the human touch. This approach is evidenced by their investments in omnichannel platforms, artificial intelligence, and customer-centric digital solutions…
The technology sector continues its unstoppable march into artificial intelligence, and according to Citi’s latest research, Big Tech’s AI Spending—and Borrowing—Will Be Even Higher Next Year, Says Citi. This projection signals that we could see another record-breaking year in 2025, as giants like Microsoft, Google, Amazon, and Meta step up their investment and financing activities. What does this mean for investors, the tech landscape, and the broader financial market? Let’s break down the latest insights and forecast the trends shaping the future.Big Tech’s AI Spending—and Borrowing—Will Be Even Higher Next Year, Says Citi: The Outlook for 2025In its recent outlook,…
The government shutdown starts as deadline passes without deal, igniting concerns across financial markets, federal agencies, and American households. As negotiations faltered before the funding cutoff, the ramifications are being felt across the nation. In this article, we break down the causes, immediate effects, and lasting consequences of this significant 2025 government event, while examining strategic responses for individuals and investors.Primary Reasons Why Government Shutdown Starts as Deadline Passes Without DealThis federal impasse began as Congressional leaders failed to reach a bipartisan agreement on key appropriations bills. Disagreements centered on spending caps, allocation of funds to healthcare and defense, and…
A recent survey uncovers surprising number of Americans ready to swap remote work for more money, shedding new light on evolving workforce priorities, hybrid trends, and the ongoing value of flexibility versus financial incentives in the United States.How the Survey Uncovers Surprising Number of Americans Ready to Swap Remote Work for More MoneyAccording to data released by several workforce analytics groups in early 2025, the desire for higher compensation is prompting an unexpected shift in attitudes towards remote work. The comprehensive survey polled more than 5,000 Americans who have primarily worked from home since 2020. Results found that over 56%…