Author: Mickael Rois

NFM Lending ($NFM) announced the $430 million acquisition of Homespire Mortgage in a deal that immediately increases its loan origination volume by 42%. The NFM Lending Homespire Mortgage acquisition marks a strategic push to expand national market share, raising questions about future competition and integration. NFM Lending Gains 42% Origination Volume With $430M Homespire Deal NFM Lending ($NFM) confirmed on November 7, 2025, that it secured the purchase of Homespire Mortgage for $430 million, as reported in its press release and SEC filings. Pre-transaction, NFM Lending originated $10.2 billion in residential loans over the past 12 months, while Homespire added…

Opendoor Technologies ($OPEN) revealed a decisive reset by appointing a new CEO and unveiling a revamped iBuyer strategy, sending shares soaring 12% to $3.98 in premarket trading. The Opendoor hits reset new CEO move arrives as the company accelerates its pivot amid fierce real estate volatility, raising big questions for investors and industry rivals alike. Opendoor’s 12% Stock Surge: New CEO Ushers in ‘Founder Mode’ Shift Opendoor Technologies ($OPEN) appointed co-founder Eric Wu as interim CEO on November 7, 2025, replacing outgoing chief Carrie Wheeler. The leadership reshuffle marks a return to ‘founder mode’ after a year in which Opendoor’s…

Stewart Information Services Corp. ($STC) revealed a $330 million cash deal to acquire MCS’s mortgage services business, surprising analysts with its aggressive move into default management. This Stewart acquires MCS mortgage services transaction signals a major sector shift—what hidden factors are driving it, and what does it mean for real estate investors? Stewart’s $330M MCS Mortgage Services Deal Shakes Up Real Estate Stewart Information Services Corp. ($STC) announced on November 7, 2025, it will acquire the mortgage services segment of Mortgage Contracting Services (MCS) for $330 million in cash. The agreement, subject to customary regulatory approvals, expands Stewart’s reach into…

UK tax options for finance minister Reeves in budget: Facing a £30B shortfall, proposals like higher capital gains tax could reshape forex and investment flows.

Experian ($EXPN) revealed average American debt 2025 figures reached new highs, yet individual balances often trail expectations. With average total debt at $104,215 per adult, many find their own situation less severe than the headlines suggest. How do you really compare? Average American Debt Hits $104,215—But Most Hold Less U.S. consumer debt climbed to a record $17.7 trillion in 2025, up 4.2% from $17 trillion in late 2024, according to Federal Reserve data published in October 2025. Experian ($EXPN) reports the average personal debt—including mortgages, student loans, auto loans, credit cards, and personal loans—rose to $104,215 per adult, a 3.6%…

IRS ($IRS) has ended its Free Direct File Tool for the 2025 tax year, affecting millions of users. The IRS shuts down Free Direct File just as taxpayer demand reached a record high. Many now wonder what options exist to replace the zero-cost filing platform. IRS Ends Free Direct File Tool After 34M Users On November 7, 2025, the IRS announced it will end the Free Direct File Tool due to budget limits and system challenges. During the 2024 tax season, the program served 34 million taxpayers. That figure was up 67% from 2023, according to IRS data. Despite strong…

Redfin Corp. ($RDFN) revealed the median U.S. homebuyer in 2025 now needs $127,500 in savings for a 20% down payment—sharply higher than five years ago. For aspiring buyers, knowing the average homebuyer savings 2025 is more critical than ever. What do these numbers say about your path to homeownership? Average U.S. Homebuyer Savings Surges to $127,500 in 2025 The median U.S. home price reached $637,800 in Q3 2025, requiring nearly $127,500 for a 20% down payment, according to National Association of Realtors (NAR) data published October 2025. That figure climbed 55% from $82,300 in January 2020, tracking the surge in…

Lenders revealed that today’s average 30-year mortgage rate (Freddie Mac: $FMCC) surged to 7.21%—the highest level since late 2000s—catching many homeowners and first-time buyers off-guard. What’s driving this sudden jump in today’s average 30-year mortgage rate, and why are some states seeing rates edge even higher? 30-Year Mortgage Rates Rise Over 7%: State-by-State Breakdown The U.S. housing market faces a sharp increase as the national average for a 30-year fixed mortgage climbed to 7.21% as of November 2025, according to Freddie Mac ($FMCC) Primary Mortgage Market Survey. This marks a significant jump from 6.84% just six months prior and dwarfs…

BlackRock Inc. ($BLK) analysts revealed that deploying $5K, $10K, or $25K strategically could outperform S&P 500 returns in Q4 2025. The best places to put $5K $10K $25K are shifting as new assets outpace classics, leaving many investors reconsidering their next move. Stocks, Bonds, or Alternatives: 2025 Return Leaders by Investment Size Data from Bloomberg as of October 31, 2025, shows the S&P 500 up 12.9% year-to-date, but alternative asset classes like private credit and gold have delivered higher risk-adjusted returns. BlackRock ($BLK) reports that private credit allocations returned 16.2% over the past year, while spot gold climbed 17.5% to…

Ed Miliband (no ticker, political office) revealed renewed determination to defend the 1.5C climate target ahead of COP30, despite rising global emissions. Using the term “giving up would be a betrayal,” he challenges investors and markets as progress lags. Why is the 1.5C climate target COP30 focus so unexpectedly persistent? Miliband Presses for 1.5C Climate Ambition Despite Global Emissions Climb Miliband, the UK’s Shadow Secretary of State for Climate Change and Net Zero, publicly reaffirmed on November 7 that the 1.5C climate target remains alive, framing the alternative as “a betrayal”. According to the Global Carbon Project, global CO2 emissions…